Universal Banker I, II, III - Villa Park, IL
Company: Old Second National Bank
Location: Villa Park
Posted on: February 16, 2026
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Job Description:
Job Description Job Description Who We Are At Old Second, you're
first! For more than 150 years, Old Second has consistently put
businesses and individuals throughout the Chicago area first, and
we're only getting started. With great employees we've grown from a
single location in the back of a general store to 50 locations and
over $6 billion dollars in assets. At Old Second we embrace values
that foster an environment of community and growth. Recently, we've
been voted a Forbes Best-In-State Bank for Illinois by our
customers. Be a part of something big as we continue our growth
story together! Position Overview The Universal Banker positions,
levels I, II and III (Universal Banker, Senior Universal Banker and
Universal Relationship Banker) are responsible for providing front
line customer service and sales including accurately opening and
closing accounts, performing account maintenance, profiling
customers for new sales and cross sell opportunities, and for
performing basic Teller functions as needed. Essential Job Function
– all levels Meets sales and service goals by actively engaging in
Bank sales processes including profiling, building strong customer
relationships, utilizing sales and customer service software, and
participating in sales campaigns. Follows up with customers by
phone or email. Accurately opens, closes, and maintains customer
accounts according to established policies and procedures.
Understands material covered in Personal Banker training manuals.
Utilizes strong knowledge of Old Second products and services to
advise new and existing customers of Old Second's comprehensive
portfolio of banking options. Begins to learn and apply knowledge
to more complicated retail products including IRAs and loans.
Maintains a high level of customer service to assist the branch in
obtaining the highest customer service ratings, including internal
survey results. Utilizes cross training as a Teller to fill in as
needed behind the Teller line to handle basic transactions
including cashing checks, processing deposits and withdrawals, and
adhering to processes and procedures including balancing drawer.
Maintain working knowledge of all internal and legislated
compliance and regulations including satisfactory completion of all
annual training. Responsible for Operational Accuracy and
Compliance (ex. Records, TD Ops, BSA/Fraud/CTR's, BAI, Signature
Cards, CIP, Beneficial Ownership). Maintains flexibility in work
schedule including opening/closing branch as needed. Demonstrates
willingness to fill in at other OSB locations as needed. Additional
Responsibilities/Focus of Senior Universal Banker (Level 2): Meets
elevated sales and service goals through daily customer
interactions and proactive sales opportunities. Leads branch by
example through exceptional customer service. Additional
Responsibilities/Focus of Universal Relationship Banker (Level 3):
Manages a book of Retail Banking clients by maintaining regular
contact, advising on Personal Banking matters, and serving as a
liaison to other business lines for their client base. Meets
elevated sales and service goals through daily customer
interactions and proactive sales opportunities. Proactively
connects with prospects and clients in the pursuit of new and cross
sales opportunities. Utilizes each client communication to deepen
customer relationships and loyalty to bank. Refers other lines of
business, such as Wealth Management, Mortgage and Commercial. Has
deep understanding and applied knowledge of more complicated retail
products including IRAs and loans; supports and trains colleagues
on advanced products as appropriate. Minimum Requirements:
Universal Banker (Level 1): High school diploma (or equivalent) and
one year of related experience (banking, cash handling, customer
service and/or sales, office, etc.); or equivalent combination of
education and experience. Must become licensed with NMLS
registration within 60 days of assuming role and meet Bank training
requirements. Must work onsite to perform responsibilities of this
position. Senior Universal Banker (Level 2): High school diploma
(or equivalent) and two years of related experience (banking, cash
handling, customer service and/or sales, office, etc.); or
equivalent combination of education and experience. Must become
licensed with NMLS registration within 60 days of assuming role and
meet Bank training requirements. Must work onsite to perform
responsibilities of this position. Universal Relationship Banker
(Level 3): High school diploma (or equivalent) and three or more
years of related experience which includes some banking and/or
sales, client relationship management, consultancy experience, or
cash handling, or equivalent combination of education and
experience. Must become licensed with NMLS registration within 60
days of assuming role and meet Bank training requirements. Must
successfully complete Universal (Relationship) Banker Cross
Training Development Plan curriculum (or equivalent experience).
Must work onsite to perform responsibilities of this position.
Competencies – All levels Demonstration of excellent customer
service and professional communication. Dedication to product
promotion, sales referrals, and cross selling products/services.
Math and computer proficiency. Technical aptitude toward learning
and utilizing bank software applications. Basic understanding of
banking, check processing, credits and debits. Focus and
organization during periods of high volume or interruption.
Reliable: dedication & commitment to work; follow-through on all
tasks. Knowledge and compliance with bank rules and regulations.
Preferred, but not required Associate or Bachelor's degree
preferred. Note: Job levels and hiring decisions are based upon
both the business needs at the Retail Bank location and the
qualifications of the incumbent. In some cases, an incumbent may
meet the requirements of a level 2 or 3 Universal Banker role but
may be hired in at a lower level based upon branch business needs
and staffing dynamics. Compensation & Benefits Universal Banker –
Level 1 Base pay: $18.10 - $22.50/hour. Old Second is committed to
fair and equitable pay practices. Pay is dependent upon the pay
range and the incumbent's knowledge, skills and experience.
Variable pay: Eligible to participate in the Retail Incentive Plan.
Payment varies based upon sales performance. Senior Universal
Banker – Level 2 Base pay: $20.50 - $26.50/hour. Old Second is
committed to fair and equitable pay practices. Pay is dependent
upon the pay range and the incumbent's knowledge, skills and
experience. Variable pay: Eligible to participate in the Retail
Incentive Plan. Payment varies based upon sales performance.
Universal Relationship Banker – Level 3 Base pay: $22.55 -
$29.00/hour. Old Second is committed to fair and equitable pay
practices. Pay is dependent upon the pay range and the incumbent's
knowledge, skills and experience. Variable pay: Eligible to
participate in the Retail Incentive Plan. Payment varies based upon
sales performance. Benefits: How We Support You - Old Second Thanks
for considering Old Second!
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